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Finance, without the fog.

Start with the total cost, your monthly budget and how you want to own the car.

Understand your options.

Dealerships may offer different ways to pay, depending on their arrangements. Ask for a written explanation of the deposit, term, interest, fees and total amount payable before making a decision.

Hire purchase

Typically involves a deposit and regular payments over an agreed term. Ownership normally follows completion of the agreement, including any applicable final fee.

Personal contract purchase

Typically combines a deposit and monthly payments with an optional final payment. Mileage, condition and end-of-term options need careful consideration.

Questions worth asking

What is the total amount I will pay, including interest and fees?
What happens at the end of the agreement?
Are there mileage or condition requirements?
What are the options if my circumstances change?

General illustrative content only. No credit is offered, no lender relationship is claimed and no repayment quote is provided in this demonstration. A live dealer must supply its own appropriate finance information and disclosures.

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